Your AI gets a full toolkit for your personal finance. Beyond the live connection, it searches, splits, categorizes, logs cash, and keeps watch on your debts.
Ask a question, get a real number back.
Find any charge in seconds.
Search by merchant, amount, date, or category across every account at once.
Total up a trip or a project.
It gathers every related charge and hands you one number with the breakdown.
Your net worth, live.
Balances across banks, cards, and savings, pulled the moment you ask.
Then let it tidy things up.
Say it once and it sticks.
Tell it the right category once and every new transaction follows, with rules you can list or drop any time.
Fix anything by describing it.
Recategorize a charge, add a note, or hide it from your spending in one sentence.
100+ categories it already knows.
The full category tree is a question away, along with where your money actually goes.
Count the money your bank can’t see.
Stay ahead of what you owe.
Every card and loan in one answer.
Balances, APRs, minimum payments, and due dates across everything you owe.
Catch rate changes early.
It keeps a history of every APR move and balance, so quiet increases show up fast.
Add what only you know.
Give it promo deadlines, corrected balances, and payoff notes, and it plans around them.
Have Claude Cowork or Codex check in on a schedule.
Claude Cowork and Codex can run tasks on a schedule. Put the timing right in the ask (“every Monday at 8am, ...”) and it becomes a scheduled task: the agent does the work in the background and messages you what it found. Since OpenBudget stays connected, every run reads your live accounts.
Every morning
“Summarize yesterday's spending and flag anything that looks off.”
Every Monday
“Find last week's transactions that need a better category and fix the obvious ones.”
Every Friday
“Check whether any card payment is due in the next week and tell me the minimums.”
First of the month
“Break down last month by category and compare it to the month before.”
Mid-month
“Tell me how this month's spending is pacing against a typical month.”
Every quarter
“Review my card APRs and the interest I've paid, and tell me what changed.”
Pick your client.
Claude
claude.ai and Claude Desktop. Add a custom connector, sign in once, and ask away.
View setup guideChatGPT
Plus, Team, and Enterprise. Create an app in Developer mode and authorize with OAuth.
View setup guideCursor
One-click install in the editor. Ask about your spending without leaving your code.
View setup guideClaude Code
One command adds the server to your terminal. Budget from the command line.
View setup guideCodex
The OpenAI Codex IDE extension and app, connected through MCP settings.
View setup guideCodex CLI
One command for the Codex terminal agent, then log in and start asking.
View setup guideUsing something else? Any client that supports remote MCP servers over Streamable HTTP works.
Connect your bank once, then just ask.
Free for 7 days, then $5/mo. Cancel any time.